YO

Latest Update: YO Token Claim Now Live

The YO token claim portal is now live with a claims window open until May 6th, 2026. Follow these steps to check your allocation and claim your $YO tokens:

1. Visit the claims page
2. Click “Connect” and select Base network
3. Follow the on-screen instructions to confirm your $YO allocation and add the token to your wallet

Note that $YO is currently non-transferable and will remain so until a governance vote enables transfers.

How to Participate in YO Points Farming

1. Visit the YO Web Application
   • Navigate to the YO web app
   • Connect your Web3 wallet (MetaMask, WalletConnect, etc.)
   • Ensure your wallet is connected to one of the supported networks
2. Acquire Supported Assets
   • Purchase USDC, ETH, WBTC, or other supported assets from Binance and withdraw to your wallet
   • Alternatively, bridge assets from other chains using Rhino.fi for seamless cross-chain transfers
   • Supported networks include Base, Ethereum Mainnet, Arbitrum, Optimism, Avalanche, and Gnosis
3. Make Your First Deposit
   • Click on “Deposit” in the web application
   • Select your preferred asset (ETH, USDC, WBTC, EURC, etc.)
   • Choose the appropriate yoVault (yoETH, yoUSD, yoBTC, or yoEUR)
   • Confirm the transaction and approve the deposit
4. Start Earning Base Points
   • Earn 2 points per $1 deposited per day automatically
   • Points accumulate across all your vault positions
   • Monitor your points balance in the application dashboard
5. Maximize Earnings with Multipliers
   • Navigate to “Boost points” at the bottom of the page
   • Review available DeFi integrations for multiplier opportunities
   • Use your yoTokens in protocols like Morpho, Euler, Pendle, Fluid, or Balancer
   • Implement looping strategies or provide liquidity to earn additional multipliers
6. YO has launched yoGOLD
   • Earn yield on Tether Gold (XAUt)
   • Capped at $10 million with early depositors receiving a 3× YO points boost and 5× Fusion points
7. Activate Referral Bonuses
   • Copy your unique referral link from the application
   • Share the link with friends and community members
   • New users receive a 10% points boost when using your link
   • Earn 10% of all points generated by your referrals

Tips for Maximizing YO Points

Diversify Across Vaults: Spread your deposits across different yoVaults to optimize yield and points earning. Each vault targets different asset classes and yield strategies, providing exposure to various market opportunities.

Leverage DeFi Integrations: Take advantage of the multiplier opportunities by using your yoTokens in external protocols. The “yield-ception” model allows you to earn both vault yields and additional protocol rewards simultaneously.

Monitor Active Campaigns: YO regularly runs special incentive campaigns, such as the Morpho lending rewards and yoEUR launch promotions. Stay updated through their Telegram channel for the latest opportunities.

Build Your Referral Network: Actively share your referral link in appropriate crypto communities and with friends interested in DeFi yields. The 10% commission structure provides ongoing passive point earning.

Understanding YO Vault Strategies

yoUSD Vault: Focuses on stablecoin yield optimization across multiple protocols. The vault automatically allocates USDC deposits to the highest-yielding opportunities while maintaining low risk through diversification.

yoETH Vault: Targets ETH-based yield strategies including liquid staking, lending protocols, and yield farming opportunities. This vault is ideal for users wanting to maintain ETH exposure while earning additional yields.

yoBTC Vault: Optimizes Bitcoin-based yields through wrapped Bitcoin strategies across DeFi protocols. Users can earn yields on their BTC holdings without selling their Bitcoin exposure.

yoEUR Vault: Recently launched euro-denominated vault that allocates EURC across strategies like Tokemak baseEUR, Aave EURC, and Fluid EURC. This vault serves users seeking EUR-denominated yield exposure.

Frequently Asked Questions

How often are points calculated?

Points are calculated daily based on your vault balances. You earn 2 points per $1 deposited per day, with calculations typically updating every 24 hours.

Can I withdraw my deposits at any time?

Yes, YO operates as a non-custodial protocol, meaning you maintain control of your assets and can withdraw at any time, subject to any underlying protocol withdrawal conditions.

Do points expire?

The platform has not specified an expiration date for points. Points appear to accumulate indefinitely as long as you maintain active positions in the vaults.

What’s the minimum deposit amount?

There’s no specified minimum deposit amount, but consider network transaction fees when making smaller deposits to ensure cost-effectiveness.

How do multipliers work?

Multipliers are earned by using your yoTokens in external DeFi protocols. Different strategies offer different multiplier rates, with some positions earning up to 11x the base point rate.