Loading...What is Huma Finance?
Huma Finance is the first PayFi network in the crypto space, focusing on revolutionizing global payment settlements using blockchain technology. The platform enables payment institutions worldwide to settle transactions 24/7 using stablecoins and on-chain liquidity, addressing the inefficiencies of traditional financial infrastructure. Huma brings increased speed, transparency, and efficiency to cross-border payments and settlements.
The project has gained significant traction, having processed over $3.8 billion in transaction volume to date. Huma’s unique approach to payment infrastructure has attracted backing from major players in the blockchain industry, including Solana, Circle, Stellar Development Foundation (SDF), and Galaxy Digital. The project has raised $46.30 million in funding from investors such as HashKey Capital, Circle, and ParaFi Capital.
Huma Finance Airdrop Details
Huma Finance has recently launched Huma 2.0, which introduces a points system called “Huma Feathers” that could potentially lead to a token airdrop in the future. While there is no officially confirmed airdrop at this time, the introduction of a points system often precedes token distributions in crypto projects. Users who participated in previous seasons with Huma Points will see their points converted to Feathers at a 1:1 ratio.
The timing for any potential airdrop remains unspecified, but early participation in the Huma ecosystem through liquidity provision and engagement with the platform might position users for potential future token distributions. The project’s significant backing and growing transaction volume suggest potential for a substantial airdrop if one is eventually announced.
Latest Update: Huma Foundation has announced the launch of their Season 1 Airdrop, allocating 5% of the total $HUMA token supply to early participants and community members.
Latest Update: Huma Finance $HUMA Token Claim and Staking Launch
Huma Finance has launched the claim and staking process for their $HUMA token, marking the decentralization of the first PayFi network.
Important Deadlines
- Claim and Staking Live: Today at 12:30PM UTC
- Claim Window Ends: June 26th, 11:59PM UTC
How to Claim
Visit the official claim portal to access your $HUMA tokens.
Staking Benefits
Staking your $HUMA tokens provides several exclusive rewards:
- Staking Rewards: Earn rewards for every $HUMA token staked
- Enhanced Feathers: Earn additional feathers when holding $PST or $mPST
- Vanguard Status: Achieve special status by keeping tokens staked for 6 months
- Flexible Unstaking: No lockup periods or vesting requirements – unstake anytime
How to Participate in the Huma Finance Ecosystem
- Visit the official Huma Finance application
- Connect your Solana wallet
- Navigate to the “Deposit” section
- Choose between two yield options:
- Classic Strategy: Earn approximately 10.5% APY (real yield, updated monthly) plus Huma Feathers
- Maxi Strategy: Earn 0% APY but receive up to 25x more Huma Feathers
- Deposit your funds into your chosen strategy
- Receive liquid LP tokens called $PST for your contribution
- Optional: Consider locking your capital for 3 or 6 months to earn additional Huma Feathers
Latest Update: Huma Foundation Season 1 Airdrop Launch
Token Allocation Breakdown
Total Season 1 Allocation: 5% of $HUMA Supply
- Liquidity Providers (65%): Participants who provided liquidity in Huma Institutional and Huma 2.0 pools, with rewards proportional to Feathers Earned at snapshot time
- Ecosystem Partners (25%): PayFi ecosystem partners based on facilitated transaction volume and protocol revenues generated
- Community Engagement (10%): Content creators, social campaign participants (Discord, Galxe, Kaito), and contributors to protocol development and security
Eligibility Requirements
Liquidity Providers:
- Must have provided liquidity to designated pools (Huma Institutional and Huma 2.0) before snapshot date
- Snapshot taken: May 18, 2025 (slot 340862135)
- Total Feathers outstanding at snapshot: 2,682,116,734
Ecosystem Partners:
- Active PayFi ecosystem partners who contributed to PayFi yield opportunities
Community Members:
- Completed tasks including content creation, social media engagement, or protocol development contributions
- Kaito Yappers will receive 0.2% of total supply through Kaito campaigns around TGE
Important Timeline
- Eligibility Check: May 24, 2025
- Claim Window: Starting May 26, 2025 (lasting one month)
- Second Airdrop Snapshot: Approximately 3 months after TGE (2.1% of total supply)
How to Claim
- Visit the claim page on May 24th to check your eligibility status
- Eligible Solana wallets can claim tokens during the claim window starting May 26th
- Complete the claim process within the one-month window
How to participate in the Huma Finance Testnet? (Expired)
- Visit the Huma Finance website.
- Connect your wallet.
- Change the network to Goerli testnet.
- Now get test ETH from the Goerli faucet.
- Go back to Huma Finance and click on “Get Test USDC” to get test USDC.
- Now click on “See your Invoices” and create an invoice.
- Again connect your wallet to the requesting page, enter the USDC amount, enter a secondary wallet address and create the invoice.
- Go back to Huma Finance Invoices page, click on “Get Paid Now”, click on “Add me to allow list” and then enter the amount you want to borrow and accept the terms to borrow.
- Now go back to Huma Finance’s “Borrow” section, click on ”Check your credit line” and open a credit line by entering the amount of USDC.
- You could also change the network to Polygon mainnet and do mainnet actions to increase your chances.
- Early users who’ve done testnet and mainnet actions may become eligible for an airdrop. Huma stated that it will be launching its token in the near future.
- Please note that there is no guarantee that they will do an airdrop. It’s only speculation.
Frequently Asked Questions
What are Huma Feathers?
Huma Feathers are the project’s points system that tracks user participation and engagement with the platform. They replace the previous Huma Points system, with old points being converted at a 1:1 ratio. Feathers could potentially determine eligibility and allocation in any future token distribution.
Do I need to lock up my capital to participate?
No, Huma 2.0 does not require any lock-up period for basic participation. However, optional 3-month or 6-month lock-up periods are available for users who want to earn additional Huma Feathers, potentially increasing their chances for higher rewards in any future airdrop.
How does the Classic strategy differ from the Maxi strategy?
The Classic strategy offers a balanced approach with approximately 10.5% APY real yield (updated monthly) plus a standard amount of Huma Feathers. The Maxi strategy foregoes immediate yield (0% APY) but provides up to 25 times more Huma Feathers, positioning users for potentially larger allocations in any future token distribution.
Conclusion
Huma Finance represents an interesting opportunity in the emerging PayFi sector, bridging traditional financial settlement with blockchain efficiency. The newly launched Huma 2.0 with its Feathers system provides multiple entry points for users interested in both earning yield and positioning themselves for any potential future token distribution.
Estimated Value
n/a
Tokens per Claim
n/a
Max. Participants
Unlimited
