Raycash

Ongoing
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Raycash Airdrop Details

Raycash has not announced a token, a ticker, or an airdrop. Raycash Points are the only reward system so far, and the team has not said whether RP will convert into anything. That makes this a speculative airdrop built on early activity.

The points program went live with a website update in September 2026. Five starter challenges pay 100 RP each, for 500 RP in total. Referrals add points, and the team has said more challenges are coming.

Latest Update: Raycash launched on Ethereum mainnet on November 9, 2026 as a private beta, and invites are now going out to the waitlist, which has grown to about 90,000 people. Beta users can hold USDC as a confidential token, send private payments and earn yield through Morpho, with network fees covered by Raycash. Access opens in stages before a wider release.

How to Participate in the Raycash Airdrop

Step 1: Join the Raycash Waitlist

Go to the Raycash waitlist and sign up with your email address.

Step 2: Subscribe to the In Confidence Newsletter

Open the newsletter challenge on your dashboard and subscribe to In confidence, the Raycash newsletter for product news and insights. This adds another 100 RP.

Step 3: Follow Raycash on X

Use the challenge card to follow @raycashxyz on X. The account posts product updates and beta announcements.

Step 4: Post About Raycash on X

Complete the posting challenge by sharing a post about Raycash with your followers. Adding your referral link to the post lets any sign-ups from it count toward your referral points.

Step 5: Join the Raycash Telegram Community

Join the Raycash Telegram through the challenge card to claim the last starter reward. The team posts releases there and answers questions from users.

Copy your personal referral link from the dashboard and send it to friends who might use a private stablecoin account. Each person who signs up through your link adds RP to your total.

Step 7: Accept Your Beta Invite and Use the App

The private beta is live on Ethereum mainnet and invites are going out in waves. Watch your inbox and the Raycash X account for yours. Once you are in, top up with a small amount of USDC by bank transfer, card or stablecoin, then try a private payment or the Morpho yield vault. Raycash covers network fees, so you don’t need ETH for gas. Keep checking the dashboard for new challenges as well.

Tips for Maximizing Raycash Points

Clear the starter challenges in one sitting. All five take a few minutes and give you a 500 RP base before you invite anyone.

Focus on referrals. The leaderboard shows that the top accounts are built on hundreds of invites, so referrals matter far more than any single task.

Share with people who would use the app. Friends who care about private payments or spend stablecoins day to day are more likely to join the beta and stay active.

Conclusion

Raycash combines self-custody and encrypted balances in one app built on Zama, and its private beta is now live on Ethereum mainnet. The Raycash Points program costs nothing to join, and five quick challenges, referrals and early use of the app once your invite arrives are all it takes to build an RP balance ahead of any token news.

Telegram X (Formerly Twitter) Email
  • Telegram: Join group
  • X (Formerly Twitter): Follow · Write a post
  • Email: Join waitlist · Subscribe to newsletter

What is Raycash?

Raycash is a self-custodial money account for holding, sending, spending, and earning with stablecoins while balances and transaction amounts stay encrypted. It started as a spin-off of Zama.

The app wraps USDC 1:1 into a confidential token using the Zama Protocol, which applies fully homomorphic encryption (FHE) so payments settle on Ethereum without putting the amounts on a public ledger. Users can top up with stablecoins, a bank transfer, or a card, send payments and payment links, and earn yield through Morpho. More stablecoins are planned, and a Raycard for private spending is in development.

Which projects could airdrop next? Browse potential retroactive airdrops →

Difficulty

Beginner

Cost to Farm

Free
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Overview


  • Website: raycash.xyz
  • X (Formerly Twitter):
  • Telegram Group: