
- SUPPLY USDC
- Airdrop confirmed
- Chain: Ethereum
What Is 3Jane?
3Jane is a credit-based money market on Ethereum that issues uncollateralized USDC credit lines to crypto users and funds U.S. fintech lenders. Suppliers deposit USDC to mint USD3, a credit-backed stablecoin that pays yield from the protocol’s lending activity, or sUSD3, a levered version with higher returns and higher risk. The protocol raised a $5.2 million seed round in June 2025 led by Paradigm, with Coinbase Ventures, Robot Ventures, Breed VC, and Bodhi Ventures also taking part.
3Jane Airdrop Details
3Jane runs a live liquidity mining program that distributes locked JANE tokens to liquidity providers. There is no separate retroactive airdrop; you earn JANE directly by supplying capital to the protocol. Every JANE token issued right now goes to LPs, and tokens stay locked until the protocol’s final mint, expected in 2026, when full transferability turns on.
Key Parameters:
- Allocation: 100% of current JANE emissions to liquidity providers
- Distribution Method: Liquidity mining via daily TWAB snapshots, claimable every 7 days
- TGE Date: Not announced (final mint expected 2026)
- Vesting Schedule: Emissions locked until final mint in 2026, then transferable
JANE uses a variable total supply that gets fixed at the final mint, with an estimated range between 1.111 billion and 6.666 billion tokens. Early participants lock in a fixed percentage of that final supply, so both the timing and size of your deposits affect your share. Emissions accrue through daily time-weighted average balance snapshots, which means holding a position matters more than timing any single transaction.
How to Farm the 3Jane Airdrop
Step 1: Fund Your Wallet With USDC
Make sure you hold USDC on Ethereum along with ETH for gas. If you need USDC, you can buy it on Binance and withdraw it to your wallet. You can also use the widget below to bridge or swap assets for USDC
Swap and bridge across 30+ chains without leaving this page.
Fast routes, low fees.
Opens an interactive bridge widget
Step 2: Mint USD3 or sUSD3
Go to the 3Jane farm dashboard and deposit USDC to mint USD3. Both USD3 and sUSD3 earn native yield plus JANE emissions. sUSD3 is the levered version, offering higher yield in exchange for more risk.
Step 3: Provide Liquidity in Supported Farms
Supplying your USD3 or sUSD3 across supported pools raises your JANE emissions. Options include:
- Supply USDC to the 3Jane vault on Morpho
- Provide USD3/frxUSD liquidity on Curve
- Split USD3 into PT or YT positions on Pendle
Step 4: Take Out a Credit Line (Optional)
U.S.-eligible users can open an uncollateralized USDC credit line at 3Jane, underwritten against qualifying assets such as Ethena or ether.fi positions. Borrowing counts toward your protocol usage.
Step 5: Hold Your Positions to Accrue Emissions
JANE accrues through daily TWAB snapshots, so no active management is needed. Keep your positions open day to day rather than moving in and out.
Step 6: Claim Your Weekly JANE Emissions
Return to the farm dashboard every 7 days to claim your locked JANE. Claims build up on-chain, and locked tokens become transferable at the 2026 final mint.
Tips for Maximizing Your JANE Allocation
Deposit early to lock a larger share. Because early participants secure a fixed percentage of the final supply, the sooner you supply liquidity, the bigger your locked position relative to later entrants.
Stack emissions across venues. Minting USD3 and then providing it as liquidity on Curve, Pendle, or Morpho lets the same capital earn in more than one place.
Weigh sUSD3 against your risk tolerance. The levered version pays more but carries added liquidation and market risk, so size it with care.
Hold steadily rather than trading in and out. Since snapshots are time-weighted, consistent balances earn more than frequent repositioning.
Frequently Asked Questions
Conclusion
The 3Jane airdrop rewards liquidity providers with locked JANE tokens through a live mining program on Ethereum. Mint USD3 or sUSD3, supply it across supported pools, and hold your positions to accrue emissions that become transferable at the 2026 final mint.
You're interested in more projects that do not have any token yet and could potentially airdrop a governance token to early users in the future? Then check out our list of potential retroactive airdrops to not miss out on the next DeFi airdrop!
Funding
$5.2M
Difficulty
Cost to Farm
Overview
- Website: 3jane.xyz
- Ticker: JANE
- Whitepaper: View Whitepaper
- Documentation: Visit now
- X (Formerly Twitter):
- Discord Chat:
- Blog:
- CoinGecko:
- Github Repository:








