UR

How to Get Started with UR and Earn Rewards

1. Visit the UR registration page
2. Create your account 
3. Complete the KYC process
   • This step is necessary to unlock Pro membership benefits and referral rewards
4. Set up biometric authentication on the mobile app for secure wallet access
5. Deposit funds into your UR account via bank transfer (SEPA, SWIFT, or SIC) or by transferring crypto from Ethereum or Arbitrum networks
6. Make your first transaction of at least $5 to activate referral rewards (if you joined through a referral link)

Earning 5% APY on USDe

To maximize your earnings through USDe holdings:

1. Ensure KYC completion – You must have a verified UR account
2. Acquire USDe – You can purchase USDe on Binance and transfer it to your Mantle Network wallet
3. Transfer USDe to your UR wallet on Mantle Network, or swap USDC to USDe directly within the UR app
4. Hold USDe in your wallet – Rewards are calculated automatically and credited weekly

Your USDe balance will earn up to 5% APY without requiring any staking or bridging actions. The rewards accumulate automatically as long as you maintain your USDe balance on Mantle Network within UR.

Maximizing Referral Earnings

The UR referral program offers unlimited earning potential:

• Each qualified referral (KYC completed + $5 minimum spend) earns you $5
• Your referee also receives $5, creating an incentive for them to join
• No earning limit – refer as many users as you qualify

The $5 reward is credited directly to your UR account and can be used for spending, withdrawals, or further conversions.

Understanding UR Membership Tiers

UR offers different membership levels with varying features and limits:

Standard Membership includes basic account features with standard transaction limits and fees for certain operations.

Pro Membership provides enhanced benefits including:

• Zero fees on crypto-to-fiat conversions (off-ramp)
• Zero fees on bank transfers
• Higher monthly transaction limit (100,000 CHF)
• Access to multiple fiat currencies (USD, EUR, SGD, HKD, JPY, CHF, RMB)
• Premium card design
• Priority customer support

Users who register and complete KYC during the promotional period (October 7, 2025 – January 6, 2026) receive three months of complimentary Pro membership, allowing them to experience premium features before deciding whether to maintain the subscription.

Frequently Asked Questions

Is UR available in my country?

UR currently operates in over 45 countries. You can check availability by visiting the UR website or attempting to register. The platform continues expanding to additional regions.

How long does KYC verification take?

KYC verification typically processes within 24-48 hours, though times may vary based on document quality and verification volume. Ensure all submitted documents are clear and valid to avoid delays.

How is USDe APY calculated and distributed?

APY rates depend on Ethena’s current yield, which can fluctuate. Rewards are calculated based on your daily USDe balance and automatically credited to your UR wallet every week.

Can I withdraw my funds at any time?

Yes, UR allows withdrawals through supported banking rails or crypto networks. Processing times depend on the chosen method, with crypto withdrawals typically faster than traditional bank transfers.

Conclusion

UR represents a practical approach to combining traditional banking services with cryptocurrency functionality. The current promotional offer provides an opportunity to explore Pro membership features at no cost while earning rewards through referrals and USDe holdings.

By completing registration during the promotional period and utilizing the platform’s various earning mechanisms, users can experience the benefits of a unified crypto-fiat financial account. Whether you’re conducting international transfers, managing multiple currencies, or seeking yield on stablecoin holdings, UR offers tools designed to streamline these financial activities within a single application.